The report explores how rapid digital growth is amplifying cyber risk across the region. In Kenya, mobile money transactions exceed 53% of GDP, yet while 74% of organisations rank cyber risk as a top priority, only 29% conduct regular crisis simulations. East Africa also records the continent’s highest fraud rejection rate at 27%, signaling sustained pressure on identity verification and trust layers. As AI accelerates both innovation and attack capability, the report argues that resilience, not speed will determine sustainable digital growth.